Is Your Smartphone Covered by Homeowners Insurance? It’s not just in the business world. Technology has become so much a part of our personal lives as well – from the trusty smartphone to the entertaining smart TV – and every smart thing in between. Expensive in their own right, these gadgets seem to become indispensable […]
Is Your Smartphone Covered by Homeowners Insurance? Read More »
Super Bowl and Auto Insurance: The Safety Connection As football fans all across the nation eye the Sunday, February 5th date with excited anticipation, the insurance industry has the day marked heavily in red as well. While there certainly are plenty of sports enthusiasts among the companies and agencies, there’s another reason for the circled
Super Bowl and Auto Insurance: The Safety Connection Read More »
When Insurance Coverage Is Right for Your Life-Stage As far as insurance coverage goes, we all agree on one thing. Premiums certainly cost big dollar bills! Certainly, there’s a reason for it. We are paying for a pool of protection. Our collective contributions are there for risk exposure that each of us faces. If I
When Insurance Coverage Is Right for Your Life-Stage Read More »
Florida Adjuster License: Decoding the 5-20, 6-20, and Other FL Adjuster Licenses For Florida residents interested in obtaining or learning more about the Florida adjuster license, it may be helpful to unpack and simplify the multitude of license categories and types that are available. This will help ensure the most efficient path to getting precisely
Florida Adjuster License: Decoding the 5-20, 6-20, and Other FL Adjuster Licenses Read More »
For the Homeowner and Renter, Umbrella Insurance Also Makes Sense While debating about this article’s title, I toyed with a variation: “For the Homeowner and Renter, Umbrella Insurance Also Makes ‘Cents’! You see, though you may be paying what you think is enough in your share of policy premiums, acquiring umbrella coverage will actually save
For the Homeowner and Renter, Umbrella Insurance Also Makes Sense Read More »
What the Insurance Companies Say About Whiplash The name assigned for the neck strain received from the impact of a car crash sounds painful enough: whiplash. But the achy discomfort, disruption of regular life activities and any other complications that follow really can be excruciatingly difficult to deal with. If you live in a state
What the Insurance Companies Say About Whiplash Read More »
Why and How Your Contractor Must Be Insured They say the devil is in the details. That is certainly the case when it comes to remodeling. One example is in the area of insurance. It is probably common knowledge that the contractor or contractors you hire to remodel your home should be insured but what
Why and How Your Contractor Must Be Insured Read More »
Different Types of Commercial Transportation Insurance Commercial transportation insurance is an absolutely huge field. It actually incorporates many different types of businesses, industry classifications, and even types of vehicles, than most people originally imagine. Here, you’ll find a quick overview of some of the key different forms of commercial auto insurance and how it impacts
Different Types of Commercial Transportation Insurance Read More »
Using Class Codes 0042 and 9102 Workers’ compensation insurance in Florida and roughly 40 other states, use a classification code system designed by the National Council on Compensation Insurance (NCCI) to rate insurance premiums differently for groups of employees. There are roughly 600 class codes, and the two main codes used for employees in the
Using Class Codes 0042 and 9102 Read More »
Homeowners Insurance Exclusions – Workers Compensation If you are putting an addition on to your home, making repairs, or having any type of work at all done on your home by outside, hired contractors, one thing that’s missing from your standard homeowners policy is workers compensation. Most larger contractors carry workers compensation insurance for their
Homeowners Insurance Exclusions – Workers Compensation Read More »