Table of Contents

Tired of High Cost Dental Insurance? Look At The Patriot Dental Plan

When you purchase a dental plan wouldn’t it be nice to feel like you are getting the most for your money. That is what you get from the Patriot Dental Plan. If you can find it in your area you should take a close look at this dental plan. I’ll tell you how to do this later in this article.

As you read this article one thing that stands out with this affordable coverage is the amount of free services it offers to its customers. This lets you know that they are serious about keeping you happy because they would like for you to renew the plan for many years to come.

The Patriot Dental Plan is known in the dental world as a discount dental plan. This type of dental plan has become very popular in recent years. You will be glad to know that some of the largest insurance companies that sell dental insurance also promote discount dental plans.

As likely will be the case most people love dental discount plans because they are very affordable for both individuals and families. As the name dental discount implies you can receive some very generous discounts at the dentist with this type of plan.

Let’s take a look at some of the liberal benefits the Patriot Discount Dental Plan has to offer.

1. Your checkup at the dentist each six months is free.

2. If you are having dental problems and need an in-depth checkup that is free also.

3. Both full mouth and bitewing x-rays are free.

4. The panoramic film that is used for the x-rays is also free.

As you can see you can save money each year with this plan with the free services you can take advantage of.

What are some of the other savings can you receive on some of the major dental procedures?

1. A single crown that’s porcelain on high noble metal would cost you approximately $1,227 at the dentist but you pay only $534. That’s a $693 savings to the plan member.

2. A molar root canal with a normal cost in the range of $1,170 the plan member would pay only $428. This is a really good savings to the member of $742.

3. A full upper denture that can cost as much as $1855 the plan gives the member a cost of only $623. That’s a big savings of $1,232.

As you can see there are substantial dental costs savings to the owners of this dental discount plan. Even a minor procedure such as a removal of a single tooth that would cost normally $197 the member would pay only $75.

This is only a small sampling of savings which would benefit you greatly if you owned this dental plan. As you read on I’ll tell you where you can get a complete list of the dental procedures and money you can save.

You probably have other questions wondering what a great dental plan like this would cost, are there any pre-existing limitations and are specialists covered.

1. It is hard to imagine that with all the benefits this plan has to offer that it cost only $104.95 a year for individuals and $159.95 a year for a family. Compare that to dental insurance that can cost much more than that for both individuals and families.

2. No matter what dental difficulties you have experienced in the past you will be able to go to a plan dentist listed in your area after a three-day period.

3. It is also good to know that you will be able to go see a specialist it needed. This includes oral surgeons, periodontists, prosthodontists, pediatric dentists, endodontists, and orthodontists up to age sixteen.

There is much more to the Patriot Plan than there is room to discuss in this article. If you read on to the next paragraph I will tell you how to get all the information you need on this great discount dental plan.

Dental Insurance

Dental insurance is a type of health insurance that provides coverage specifically for dental care. It helps individuals manage the costs associated with dental treatments, such as routine check-ups, cleanings, fillings, extractions, and other dental procedures.

Here are some key points to know about dental insurance:

Coverage: Dental insurance plans vary in terms of coverage and benefits. Some plans may provide coverage for preventive care (e.g., cleanings, X-rays) and basic procedures (e.g., fillings, extractions), while others may also include coverage for major treatments (e.g., root canals, crowns, orthodontics).
Premiums: Like other types of insurance, dental insurance requires paying a monthly or annual premium. The premium amount can vary depending on the plan and the level of coverage it offers.
Deductibles: Dental insurance plans may have a deductible, which is the amount you must pay out of pocket before your insurance coverage kicks in. For example, if your plan has a $100 deductible and you receive a covered treatment that costs $500, you will need to pay the first $100, and the insurance will cover the remaining $400.
Co-payments or Coinsurance: In addition to the deductible, dental insurance often involves co-payments or coinsurance. These are the portions of the dental bill that you’re responsible for paying after the deductible has been met. The insurance plan typically covers a percentage of the cost (e.g., 80%), and you pay the remaining percentage (e.g., 20%).
Network Providers: Many dental insurance plans have a network of dentists and dental clinics with whom they have negotiated discounted rates. Visiting a dentist within the network can often result in lower out-of-pocket expenses. However, some plans also allow you to see dentists outside the network, although the coverage may be less.
Waiting Periods: Some dental insurance plans may have waiting periods before certain services are covered. For example, a plan may require you to wait six months before covering a major treatment like a crown or orthodontics. However, preventive services like cleanings and X-rays are typically covered immediately or with shorter waiting periods.
Annual Maximums: Dental insurance plans often have an annual maximum, which is the maximum amount the plan will pay toward dental care within a given year. If your dental expenses exceed the annual maximum, you’ll be responsible for paying the remaining costs.

It’s important to review the details of a dental insurance plan carefully before enrolling to understand what is covered, what the costs will be, and any limitations or restrictions that may apply. Different insurance providers offer various plans, so it’s wise to compare options and choose a plan that best suits your needs and budget.

Insurance

Insurance is a way to protect against financial loss. It involves paying a premium to an insurance company in exchange for the promise of payment or reimbursement for certain losses or damages. Insurance can help individuals, businesses, and organizations manage risks and protect against unexpected events.

There are many different types of insurance available, including:

Health Insurance: This type of insurance helps cover the cost of medical expenses, such as doctor visits, hospital stays, and prescription drugs.
Life Insurance: Life insurance provides a lump-sum payment to the insured’s beneficiaries in the event of their death. It can help provide financial security for loved ones and cover expenses such as funeral costs and outstanding debts.
Auto Insurance: Auto insurance provides coverage for damage or injury caused by a car accident. It can also provide coverage for theft, vandalism, and other incidents.
Homeowners Insurance: This type of insurance helps protect homeowners against damage or loss to their property, as well as liability for injuries or damage caused to others on their property.
Renters Insurance: Renters insurance provides coverage for personal property and liability for renters.
Business Insurance: Business insurance provides coverage for various types of risks that businesses may face, such as liability, property damage, and employee injuries.

Insurance policies can vary widely in terms of coverage, exclusions, and premiums. It’s important to carefully review any insurance policy before purchasing it and to understand what is covered and what is not.

Insurance companies use various methods to assess risk and determine premiums, including actuarial science, statistical analysis, and underwriting. Factors such as age, health status, driving history, and location can all impact insurance premiums.

In conclusion, insurance is a way to protect against financial loss and manage risks. There are many different types of insurance available, including health insurance, life insurance, auto insurance, homeowners insurance, renters insurance, and business insurance.

It’s important to carefully review any insurance policy before purchasing it and to understand what is covered and what is not. Insurance companies use various methods to assess risk and determine premiums, and factors such as age, health status, driving history, and location can all impact insurance premiums.

Author: Mohammed A Bazzoun